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Automotive Services Insurance

How To Save Money On Automotive Service Insurance

Everyone has to have automotive service insurance. It’s literally the law, and if you get caught without, you could easily get your car impounded or lose your license. Automotive service insurance can be expensive, but if you educate yourself, you can figure out how to drive down your payments in more ways than one – resulting in big savings.

 Explore Different Automotive Service Insurance Options

automotive service insurance Whether you’re getting automotive service insurance for the first time or you’re simply ready for a change, remember to explore as many different automotive service insurance options as you possibly can before you make your final decision. Insurance companies are very competitive, so you should always consider the possibility that there is another insurance provider out there that will offer you a better deal, just so that you’ll switch over to them. Use the internet to find contacts for different insurance providers, send emails, make phone calls, set up appointments and get as many quotes as you can. Even if an insurance company says they are the best deal, never believe them, because all they care about is taking your money. Knowledge is power when it comes to choosing an insurance provider and if you do not know what is out there, then you do not know how much you could possibly be saving in the long run!.This is some of automotive service insurance tips.
Drive Responsibly
automotive service insurance  Automotive service insurance companies offer much better deals to people who they believe are responsible drivers. If you have accidents, traffic violations or have ever driven under the influence, then insurance companies will charge you way more for even basic coverage. Do not drive your car if you feel tired or drowsy and do not text or talk on your cell phone while driving, because this is a huge distraction. The same goes for doing your make up, eating food, or any kind of multi-tasking while driving your vehicle.
Low Crime Rate
If you live in a city with a high crime rate, insurance companies will charge you more for coverage. So, use Google to search for cities with low crime rates. See if you know anyone in that city that will let you use his or her address when you sign up. If not, you could always consider moving to a neighborhood of suburb that is lower in crime. If you can combine lower automotive service insurance payments with a lower house payment and perhaps even lower taxes, this could be a real money saver.
Older Cars
automotive service insurance Instead of getting the latest and greatest vehicle just so you can feel special, buy a car that’s a few years older. The newer the car, the more the insurance company is going to try and get you for. Expensive vehicles will equal an expensive payment.
 Keep it Stock
automotive service insurance  If you start adding tons of frills to your vehicle, such as lift kits and expensive wheels, then you will have to notify your automotive service insurance company and let them know. If not, they may not help you when you get into an accident, because you modified your vehicle. My friend lifted his truck and had to pay extra money just to insure it at all, so keep it simple and you’ll keep your costs down.
Safety Ratings
automotive service insurance  Drive a car with a higher safety rating. If the insurance company knows you are driving a car that is more resistant to heavy damage, they will give you a better quote. It’s very easy to look up safety ratings before buying a vehicle. Not only will it save you money on automotive service insurance, it may also save your life and bring you some peace of mind while driving on the streets filled with a bunch of horrible drivers!
As you can see, most automotive service insurance companies only care about one thing. MONEY! There’s no reason you shouldn’t either. Keep your eye on the prize and start saving today!

Micha Rhoads writes about personal finance, shopping & saving money at www.creditscore.net.

23/05/2012 Posted by | Uncategorized | , , , | Comments Off on Automotive Services Insurance

   

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